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Financial Advisor of and offers securities and investment advisory services through Cetera Advisor Networks LLC (doing business in CA as CFGAN Insurance Agency), member FINRA/SIPC. Some advisory services also offered through (Walnut Creek Wealth Management RIA). Walnut Creek Wealth Management is independently owned and is not owned or operated by Cetera Advisor Networks. Bernie Smit CA Insurance Lic#0697139, Damien Couture CA Insurance Lic#0793162, Debbie Pursey CA Insurance Lic#OF29782, Zachary Weirich CA Insurance Lic #OJ25016
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